Bernie is a 1965 graduate of St. Thomas High School, in Ft. Thomas, Kentucky. He served in the US Air Force from October 1966 to January 1971. Bernie has worked in the banking industry for 34 years including 14 years as the Vice President/Branch Manager at Citizens Bank of Northern Kentucky. He also worked as a Captain/Treasurer for 24 years at the Dayton Volunteer Fire Department. He is father to Matthew B. Pfeffer and Melissa A. Taylor and grandfather to Madelyn Grace Taylor and Macy Rae Taylor. In his spare time he enjoys camping and boating with family and friends.